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Thank you for your inquiry about our Pre-Filing Counseling Education Course. As you are no doubt aware, effective October 17, 2005 there were sweeping bankruptcy law changes. Recent changes include a mandatory requirement to receive a 90 minute briefing from an approved nonprofit budget and counseling agency BEFORE filing a Chapter 7 Liquidation Plan or a Chapter 13 Repayment Plan.
We can offer this course in our counseling office at 849 SE Mosher in Roseburg. In order for your counselor to have a clear understanding of your financial situation, we will need you to complete the following:
- OUR APPLICATION (please complete all sections)
- STATEMENT OF COUNSELING SERVICES (please read, initial & sign)
- PRIVACY NOTICE (please read & sign)
- BANKRUPTCY COUNSELING DISCLOSURE (please read & sign)
Once you have returned the paperwork to our office, we will schedule a time for your class once we are assured all documents have been completed. Our office hours are Monday through Friday, 8:00AM to 5:00PM. If filing joint bankruptcy, both parties must attend a class session to receive a certificate. We will require picture identification for verification.
We will educate you in several areas as required by the Executive Offices of the US Trustees; the following topics will be discussed to help you understand the new bankruptcy laws and procedures:
*REQUIREMENTS FOR THE CERTIFICATE
*ACKNOWLEDGEMENT OF YOUR FINANCIAL PROBLEMS
*ROLE OF PRE-FILING COUNSELING
*OVERVIEW, CONSEQUENCES & ALTERNATIVES TO BANKRUPTCY
*ELIGIBILITY FOR CHAPTER 7; CHAPTER 13
*BUDGET ANALYSIS
*MEETING WITH YOUR ATTORNEY AND THE MEANS TESTING
*THE PRE-DISCHARGE COURSE
*COSTS
*ANSWERING YOUR QUESTIONS & ADDRESSING YOUR CONCERNS
*ISSUANCE OF A CERTIFICATE
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